Personal Finance Guide

Posts Tagged ‘finance’

Question: Is there anyone who thinks that Barclays Personal Reserve is actually a good thing?

I received a letter from Barclays a few months back saying that from the 18th of this month I would have £250 personal reserve.

Many people feel this is a bad thing that Barclays has introduced this, does anyone think its a good thing?

http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=homefreegroup&value=14790&target=_self

http://www.easier.com/view/Finance/Banking/Current_Accounts/article-196830.html

Answer: I do, it’ll help you out a great deal otherwise if you’re overdrawn you could get charged at least £40 a day.

Investing for Dummies/Personal Finance for Dummies: …

Question: Can I consolidate fairly new Personal Finance Company accounts?

I have a lot (shamefully so) of Personal Finance loans. Is there any way (since I did put up houshold items for colateral) that I can go through a company to consolidate these, something other than a bank & that is here in the USA? Please no UK….those are scams I’m afraid.

Answer: Household items like TV’s, refrigerator, microwave???
No one will do that. These have little value, and sold at auction in case of a default, even less, sorry

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Question: What are the best resources for personal Financial Planning and organization?

I’m wondering about books, web sites, software, magazines, etc. We have Macs at home, own rental properties, currently keep finances on customized spreadsheets in Appleworks. Would like better sync with online banking for a more comprehensive and integrated picture. Also want to have a comprehensive source for information so that we consider all the key elements of our finances without letting things fall through the cracks.

Thanks.

Answer: Having a Mac makes it hard. There are few money tracking software packages that will work with your computer. Do you have bootcamp or anything that you can use to run quicken off of windows?

As far as books/sites, I have a resources page that, while still under development, has some good starting suggestions: http://www.personalfinance101.org/resources.html

Good luck!

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