Personal Finance Guide

Archive for April, 2008

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Note: This will be the first in a 5-part series on how to obtain your Financial Freedom.

Financial freedom is an important part of Personal Finance. To achieve financial freedom requires some Financial Planning but it is not difficult. Clearly, everyone need to be concerned with their future financial freedom. But first you should spend some time enhancing your investment knowledge before you invest your money.

On this Personal Finance guide website, we will outline a 5 step process to help you get started with your Financial Planning in order to achieve your financial freedom.

Step one:

Set your Financial Goals (see below)

Step Two:

Organize Your Finance.

Step Three:

Asset Allocation – Allocate Your Resources.

Step Four:

Select Your Investments.

Step Five:

Monitor Your Results.

Step One: Set Financial Goals.

Your Financial Goals may be as short term as saving to buy a car or as long term as saving for retirement. The key is to be realistic and specific–and to start as soon as possible. Investors should keep three rules in mind when setting Financial Goals:

• Be specific. For example, I want to retire in 20 years with a monthly income of $3,000.
• Be realistic. It takes time and patience to achieve Financial Goals.
• Be disciplined. Contributing to a regular savings program is the only way to achieve a secure financial future.

Question: computer spying games from microsoft?

we all know microsft use there spying games with all that use the microsoft .os windows system .they spy on us when we download the windows updates. microsft use a file to check out our computers on the software we install .on our computers with windows .os on. they have been doing that for years . that is one big spy game from microsft .now . microsft use this on us
is this right that microsoft can get away with this whatever happen to privacy . of computer users

Microsoft Corp. has started linking users’ search habits with other personal information as it prepares to show more personalized advertisements.With the use of small data files known as cookies, Microsoft can link information users provide when they sign up for Hotmail e-mail and other services with data on what they view and search for on various Microsoft sites, such as those for maps, Web journals and
finance.

http://news.yahoo.com/s/ap/20061227/ap_on_hi_te/techbit_microsoft_advertising

Answer: You bet they are getting alot of info off all of us who update .

Think about it how many times does windows update site seem like it takes a long time to find the updates . I bet it’s looking in to much more than that way more infact i wonder if the FBI is getting help from old Bill Gates and crew .

I think and i REALLY do that the patroit act has many companys working under cover for them and i belive Microsoft is one of them privacy is in the eye of the beholder .

Cookies now that is a good & evil item cookies are great if you have dial up and they save you ton’s of load up time on a web page you have went to . But on the evil side they can be taken/ copied from say Microsoft when you do a up date and given to who ever asks for them and boom the feds know just where you and i have been .

Even if we switch them off and have our history cleared when we close IE does it really clear them or does it just appear that way ..

I have heard that every harddrive has what is called ghost files and the way it was explaned to me is take a blank HDD that is 10GB add windows that is 1GB so you would have 9GB left but it really don’t come out that way and the extra lost space is where the ghost file are kept and only if you write all zeros to the HDD will you ever get rid of them .

Sorry if i seemed to ramble on but in todays world there is no such thing as privacy if you have not noticed if you use plastic to buy stuff your credit card company has a record of what you bought and sometimes you start getting adds in the mail from folks who sell stuff like you have been buying ?

Tech News: Yahoo’s New Board Members, Sirius XM CEO’s Confession